Auto Loans

Get pre-approved!   Focus on negotiating your best price at the dealership and feel confident knowing your monthly payment is based on a realistic budget. 

Not yet a member? Apply for a loan, get a decision, and become a TrailNorth member. Click here for membership eligibility requirements.

Apply Now 

Auto Loan Rates

NEW & LATE MODEL USED 6 YEARS OR NEWER
TermAPR* as low as
Up to 24 months 5.49%
Up to 36 months 5.74%
Up to 48 months 5.99%
Up to 60 months 6.24%
Up to 72 months 6.49%
Up to 84 months** 6.74%

**4+ Model Years - Max Mileage 40,000 
Max Term for automobiles 5 to 6 years is 72 months
Max Mileage for Auto Loans is 150,000

USED AUTO - 7 TO 8 YEARS OLD
TermAPR* as low as
Up to 24 months 6.49%
Up to 36 months 6.74%
Up to 48 months 6.99%
Up to 60 months 7.24%

Max Mileage for Auto Loans is 150,000

USED AUTO - 9 TO 12 YEARS OLD
TermAPR* as low as
Up to 24 months 8.49%
Up to 36 months 8.74%
Up to 48 months 8.99%
Up to 60 months 9.24%

Max Mileage for Auto Loans is 150,000

VIEW ALL RATES

Protect your Loan with GAP Insurance:  If your vehicle's current value is less than your outstanding loan balance, you should consider adding GAP Coverage.   Ask one of our loan experts to help you bridge the financial GAP between the amount your auto insurance carrier will pay in the event that your vehicle is totaled or stolen and the amount of your loan balance.

*APR equal Annual Percentage Rate

Couple smiling in a car

Mobile
Banking

Easy, secure account access is right at your fingertips.

Learn More

Online
Bill Pay

Pay anyone online, from the phone company to your paperboy.

Sign Up

Join
TrailNorth

Enjoy the benefits of becoming a member.

Get Started

Vehicle
Loans

Get pre-approved before you start looking!

Apply Now

Home
Loans

Flexible financing options that work for you. We're here to help!  

Learn More

Financial
Checkup

Let our financial experts help get you into the best shape ever.

Get Started