Auto Loans

Get pre-approved!   Focus on negotiating your best price at the dealership and feel confident knowing your monthly payment is based on a realistic budget. 

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Auto Loan Rates

NEW & LATE MODEL USED 6 YEARS OR NEWER
TermAPR* as low as
Up to 24 months 1.99%
Up to 36 months 2.24%
Up to 48 months 2.49%
Up to 60 months 2.74%
Up to 72 months 3.49%
Up to 84 months** 3.74%

**4+ Model Years - Max Mileage 40,000 
Max Term for automobiles 5 to 6 years is 72 months
Max Mileage for Auto Loans is 150,000

USED AUTO - 7 TO 8 YEARS OLD
TermAPR* as low as
Up to 24 months 2.99%
Up to 36 months 3.24%
Up to 48 months 3.49%
Up to 60 months 3.74%

Max Mileage for Auto Loans is 150,000

USED AUTO - 9 TO 12 YEARS OLD
TermAPR* as low as
Up to 24 months 4.99%
Up to 36 months 5.24%
Up to 48 months 5.49%
Up to 60 months 5.74%

Max Mileage for Auto Loans is 150,000

AWD & 4X4 LOAN PROMOTION^^
TermAPR* as low as
Up to 24 months 1.99%
Up to 36 months 2.24%
Up to 48 months 2.49%
Up to 84 months 2.74%
^^Although no payment is due for the first 90 days (3 months) of the loan term, interest will accrue.  This limited-time offer applies to 4-wheel and all-wheel drive automobiles that are four model years or newer. Financing offered up to 100% of automobiles value, plus sales tax. The loan special is effective 11/1/2021-2/28/2022. TrailNorth reserves the right to end the promotion at any time. This offer is not available for autos already financed with TrailNorth Federal Credit Union.  

VIEW ALL RATES

Protect your Loan with GAP Insurance:  If your vehicle's current value is less than your outstanding loan balance, you should consider adding GAP Coverage.   Ask one of our loan experts to help you bridge the financial GAP between the amount your auto insurance carrier will pay in the event that your vehicle is totaled or stolen and the amount of your loan balance.

*APR equal Annual Percentage Rate

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