Becoming a Member

We know you’re eager to enjoy the benefits of becoming a TrailNorth member.   TrailNorth offers membership to:

• Persons who live, work, worship, or attend school or businesses and legal entities located in Essex, Washington, Warren, Clinton, and Franklin Counties in New York and Addison County in Vermont. 
• Immediate family members of a person eligible for membership. An immediate family member is defined as a spouse, child, sibling, parent, grandparent, or grandchild. This would include step-parents, step-children, step-siblings, and adopted relationships.
• Eligibility also extends to unrelated persons who share a residence and who maintain a single economic unit. This includes any person who is a permanent member of and helps maintain the household.

Open an Account Online

Please have the following available: (Our online application takes less than 10 minutes). 

1. Your social security number
2. A state-issued Driver’s License, State or Military ID
3. A credit or debit card or US checking or savings account to fund your new account. This minimum deposit of $5.00 per member will represent a membership share in the Credit Union.

Get Started!

---

Open an Account in a TrailNorth branch

Schedule An Appointment

Please bring the following documents with you to open an account:

1. A driver's license, plus proof of eligibility.
2. A document showing a Social Security number such as a Social Security Card, a copy of a Social Security Card, or a payroll stub.
3. Cash or a check for at least $5.00 to make your initial deposit ($10.00 for Joint accounts). This initial deposit represents your membership share in the credit union.

---

Open an Account By Mail

You will need the documents listed above and follow the steps below:

If you are not opening a business account:

1. Download our Member Service Agreement - Part 1  to complete and have it notarized.  Also available for review are our Member Service Agreement-Part 2
2. Mail:
   1. Your completed and notarized Member Service Agreement - Part 1.
   2. A photocopy of your driver's license (or another official photo id).
   3. A check in the amount of at least $5.00 or $10.00 for joint accounts.  This represents your membership share in the credit union. 

          to the following address:  TrailNorth FCU
                                                     Attn: New Accounts
                                                    1178 NYS Route 9N
                                                    Ticonderoga, NY 12883

If you are opening a business account:

1. Download our Business Member Service Agreement - Part 1 to complete and have it notarized.  Also available for review are our Business Member Service Agreement-Part 2
2. Mail:
   1. Your completed and notarized Business Member Service Agreement - Part 1
   2. A photocopy of your driver's license (or another official photo id).
   3. A check in the amount of at least $5.00 or $10.00 for joint accounts.  This represents your membership share in the credit union. 

           to the following address:   TrailNorth FCU
                                                       Attn: New Accounts
                                                       1178 NYS Route 9N
                                                       Ticonderoga, NY 12883

Our Member Service Representatives are available to help answer any questions, and we can even mail or email you everything you need to open a TrailNorth account. Please call us at 518-585-6725 or 888-TFCU-NOW.  Please read our Member Service Agreement or our Member Service Agreement for Business depending on the account you are opening.