Becoming a Member

We know you’re eager to enjoy the benefits of becoming a TrailNorth member.   TrailNorth offers membership to:

  • Persons who live, work, worship, or attend school or businesses and legal entities located in Essex, Washington, Warren, Clinton, and Franklin Counties in New York and Addison County in Vermont. 
  • Immediate family members of a person eligible for membership. An immediate family member is defined as a spouse, child, sibling, parent, grandparent, or grandchild. This would include step-parents, step-children, step-siblings, and adopted relationships.
  • Eligibility also extends to unrelated persons who share a residence and who maintain a single economic unit. This includes any person who is a permanent member of and helps maintain the household.

Open an Account Online

Please have the following available: (Our online application takes less than 10 minutes). 

  1. Your social security number
  2. A state-issued Driver’s License, State or Military ID
  3. A credit or debit card or US checking or savings account to fund your new account. This minimum deposit of $5.00 per member will represent a membership share in the Credit Union.

Get Started!

Open an Account in a TrailNorth branch

Schedule An Appointment

Please bring the following documents with you to open an account:

  1. A driver's license, plus proof of eligibility.
  2. A document showing a Social Security number such as a Social Security Card, a copy of a Social Security Card, or a payroll stub.
  3. Cash or a check for at least $5.00 to make your initial deposit ($10.00 for Joint accounts). This initial deposit represents your membership share in the credit union.

Open an Account By Mail

Our Member Service Representatives can help you open an account by mail.  We can even mail or email you everything you need to open a TrailNorth account. Please call us at 518-585-6725 or 888-TFCU-NOW.  You will need the documents listed above.

People giving high fives


Easy, secure account access is right at your fingertips.

Learn More

Bill Pay

Pay anyone online, from the phone company to your paperboy.

Sign Up


Enjoy the benefits of becoming a member.

Get Started


Get pre-approved before you start looking!

Apply Now


Flexible financing options that work for you. We're here to help!  

Learn More


Let our financial experts help get you into the best shape ever.

Get Started