Auto Loan Refinance

We all would love to put a little extra money in our pocket. 

Let TrailNorth refinance your current auto loan, and you could save an average of $492 per year**,  plus hundreds—or even thousands of dollars—on interest charges over the loan’s lifespan.

Don't waste another minute paying more for your auto loan than you need to. We look forward to saving you money. 

apply now

Example:

Current Loan TrailNorth Loan
$30,000 Loan Balance $30,000 Loan Balance
5.99%APR* Interest Rate 2.99%APR* Interest Rate
5 Years Remaining 5 Years Remaining
$580 Monthly Payment $539 Monthly Payment

TOTAL SAVINGS over the life of the loan could be $2,454 **

*APR Equal Annual Percentage Rate.
Refinancing is not available for autos already financed with TrailNorth Federal Credit Union. Rates can vary based on creditworthiness and the term of the loan
** Savings estimate based on refinancing a 60-month term loan of $30,000 with an APR of 5.99%, to a 60-month term loan of $30,000 with an APR of 2.99% and a monthly payment of $539. Actual savings may vary.

Member eligibility is required.

Auto Loan Rates

NEW & LATE MODEL USED 6 YEARS OR NEWER
TermAPR* as low as
Up to 24 months 3.24%
Up to 36 months 3.49%
Up to 48 months 3.74%
Up to 60 months 3.99%
Up to 72 months 4.24%
Up to 84 months** 4.49%

**4+ Model Years - Max Mileage 40,000 
Max Term for automobiles 5 to 6 years is 72 months
Max Mileage for Auto Loans is 150,000

USED AUTO - 7 TO 8 YEARS OLD
TermAPR* as low as
Up to 24 months 4.24%
Up to 36 months 4.49%
Up to 48 months 4.74%
Up to 60 months 4.99%

Max Mileage for Auto Loans is 150,000

USED AUTO - 9 TO 12 YEARS OLD
TermAPR* as low as
Up to 24 months 6.24%
Up to 36 months 6.49%
Up to 48 months 6.74%
Up to 60 months 6.99%

Max Mileage for Auto Loans is 150,000

Family in a car

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