VISA Credit Card

The Right Card for You

We are proud to have our VISA® credit card named as one of the fairest and ethical credit card programs in the nation by Credit Card Connection.

Here are features that differentiate our card from other national cards:

  • Same Rate for Purchases, Cash Advances & Balance Transfers – 14.0% Annual Percentage Rate only on the unpaid balance. 
  • SCORECARD Rewards
  • No Cash Advance or Balance Transfer Fees – There is no charge for a member to withdraw cash or bring a balance over from another credit card
  • No Penalty/Default Rates – If your payment is late, your rate will not increase
  • No Annual Fee – You should not have to pay a fee simply for carrying a credit card
  • Late Fee – $25 late fee is assessed only after your payment is 15 days past the due date
  • Smart Chip Technology
  • Purchase Alerts

Apply Now

Access your TrailNorth VISA account online

  • View your account balances
  • Check available credit
  • View past and current statements
  • Download data to financial software
  • View transactions since your last statement
  • Search and view up to 18 months of the transaction history
  • Pay your bill online
  • View transactions and spending reports
  • Receive e-mail or mobile alerts of conditions/events affecting your account

Have questions?

  • For questions, please call the 24-Hour VISA Help Line: 800-423-7503
  • To report a Lost or Stolen VISA Credit Card: Call 518-585-6725, select Option 3 and follow the prompts
  • To update your contact information including mailing address, contact TrailNorth at 518-585-6725 or email memberservice@tfcunow.com
  • For VISA Credit Card Balance Information: 800-299-9842

Verified by Visa

Verified by Visa adds an extra layer of security at the point where you enter credit card information when making online purchases.

REGISTER YOUR CREDIT CARD WITH VERIFIED BY VISA

eZCardInfo

If you have a TrailNorth VISA, we invite you to enroll.

ENROLL IN EZCARDINFO

VISA Disclosure

 

Mobile
Banking

Easy, secure account access is right at your fingertips.

Learn More

Online
Bill Pay

Pay anyone online, from the phone company to your paperboy.

Sign Up

Join
TrailNorth

Enjoy the benefits of becoming a member.

Get Started

Vehicle
Loans

Get pre-approved before you start looking!

Apply Now

Home
Loans

Flexible financing options that work for you. We're here to help!  

Learn More

Financial
Checkup

Let our financial experts help get you into the best shape ever.

Get Started