TFCU offers membership to:Eligibility Map

  • Persons who live, work, worship or attend school, or businesses and legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
  • Immediate family members of a person eligible for membership. Immediate family member is defined as a spouse, child, sibling, parent, grandparent or grandchild. This would include step-parents, step-children, step-siblings and adopted relationships.
  • Eligibility also extends to unrelated persons who share a residence and who maintain a single economic unit. This includes any person who is a permanent member of, and helps maintain the household.
  • Organizations of such persons.


Once a member, always a member


After joining the TrailNorth Federal Credit Union, you may remain a member for life even if you relocate out of the area or your relationship to a qualifying organization changes.


Make the Switch!