All branches will be closing early at 3 pm Tuesday, December 6th, for staff training.

Christmas Loans 

(Promotional rate starts October 1st)

CHRISTMAS LOANS, a yearly tradition at TrailNorth, lets you borrow a small amount of money for whatever expenses you incur during the season without paying the high-interest rates of many credit cards.

  • Enjoy Low-Interest Rates as low as 3.99%APR*
  • NO PAYMENT until January 31, 2023. 

PLUS, one member will get their Christmas loan paid off by TrailNorth!^

apply now 

Christmas Loans
Platinum 3.99%
Gold 4.49%
Silver 5.49%
Bronze Plus 6.99%
Bronze 9.49%
Re-Builder 12.74%

*APR equals Annual Percentage Rate. The Christmas loan product is a twelve-month installment loan.  Subject to credit qualification. Rates may vary based on individual creditworthiness. All loans are subject to approval.  The Christmas loan product is a twelve-month installment loan.  Christmas loans are available from 10/1/2022 - 12/24/2022.

^Loan Payoff offer is effective for Christmas loans booked between 10/1/22 - 12/24/22. Maximum amount of prize = $2,500. A Christmas loan with a balance greater than $2500 will have $2500 applied to the principal balance and the original monthly payment and interest rate will remain in effect. In order to be eligible for this loan pay-off offer, the winner must consent to use of his/her name, town and state of residence, photo, likeness or comments for publicity purposes in any media for advertising and other purposes, in any manner, without limitation.  The winner will be notified week of 12/26/2022. Visit




Christmas Loans


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