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Checking Accounts

TFCU offers a full range of checking accounts for members

Here are some of the great features that come with every TFCU Checking Account:

  • Monthly Statements
  • FREE Instant Issue VISA® Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Use of TFCU Mobile Banking App (iPhone, Android, mobile web or text)
  • FREE Mobile Check Deposit
  • FREE Direct Deposits of payroll, retirement or any recurring check
  • Option of Overdraft Protection  

Freedom Checking & Freedom Student Checking 

Freedom Checking is just as it sounds; no monthly maintenance fees and no minimum balance. This is a non-interest-bearing account. First box of checks are free.

Parent or Guardian is required to be a joint account owner for those under the age of 18.

Advantage Checking

Take advantage – earn interest every day and write up to 40 free checks per month with a $400 minimum average daily balance required. 

Prestige 50 Checking

A checking account specifically for members 50 and better who maintain a minimum average daily balance of $100. Earns interest and offers unlimited check writing privileges.

Order More checks

If you have not previously ordered checks through our check vendor, Main Street, please contact us at 518-585-6725 and we will set you up in their system for future online reorders.

Account Name  Minimum Balance Dividend Rate APY
 Freedom & Freedom
 Student Checking
(74)    No Minimum Balance N/A N/A
 Advantage (75)    $100 to open, $400 ADB
   to earn dividends
.05% .05%
 Prestige 50 (76)    $100 to open, $100 ADB
   to earn dividends
.05% .05%


Current Rates: Effective July 29, 2015

 Your Responsibility for Insufficient Funds and Overdrafts